Përshkrimi

VACANCY ANNOUNCEMENT

Tirana Bank is the first privately-owned bank in Albania. It was founded in 1996 and since then there has been a great development, spreading its branches throughout Albania. Today, Tirana Bank is well-positioned in the market, offering a wide range of products and services that respond well to the demands of its customers. Tirana Bank has 33 branches in most major cities, and industrial zones and has a large ATM network throughout Albania. Tirana Bank continues to grow and expand while rigorously retaining its philosophy of providing quality products and services by being the frontrunner in innovative banking solutions in Albania.

Balkan Finance Investment Group, BALFIN Group, is one of the most significant and successful investment groups in the Western Balkans region. Geographically, BALFIN Group is present in Austria, Albania, Kosovo, Bosnia and Herzegovina, North Macedonia, Montenegro, Switzerland, Croatia, and the Netherlands, employing approximately 5,000 people. The activities of BALFIN Group comprise real estate, wholesale and retail, banking, asset management, media, education, and logistics. BALFIN Group is growing steadily, having a positive impact on the communities through economic development, employment opportunities, innovation, and social investment.

We are seeking to welcome a candidate in the CRA & Reporting Officer position (Band 4T) to join our Risk Management Division reporting directly to the Department Manager.

Overall Job Definition

The CRA & Reporting Officer is responsible for monitoring the Loan Portfolio and its Quality, managing the provisioning process, capital adequacy calculation, producing regulatory reports, other internal reports and engaging in other tasks of the department.

Detyrat

Main Responsibilities:

• Performs the provisioning process under local standards as per the procedures in place.
• Performs Risk Weighted Assets calculation and prepares COREP tables to be submitted to Bank of Albania
• Performs Large Exposures calculation and prepares the report to be submitted to Bank of Albania.
• Monitors new disbursements and restructured/renewed facilities.
• Monitors the credit risk limits related to specific transactions and/or loan portfolio, and which have been determined by regulatory authorities.
• Monitors changes in the regulatory framework, rules, definitions and requirements which necessitate the adjustment of the relevant policies, methods and reporting.
• Prepares portfolio analysis related to the trend and growth of the loan portfolio, segmentation / concentration of risk and behavioral elements.
• Identifies and estimates the credit risks arising from new products and/or new activities of the Bank.
• Participate in stress tests, under internally selected scenarios, and adapts them to the Bank’s activities for the estimation of potential economic loss.
• Provides based on predefined periodical or ad-hoc reports, information to internal or external parties concerning credit risk management issues.
• Performs any other duty that is delegated to the employee by the supervisor

Kualifikimet

Competencies / Skills:

• Bachelor’s degree in finance, Business Administration, Economics, Mathematics. Masters’ Degree is preferable
• At least 2 years of banking experience in similar or related positions in Risk, Finance, MIS, other analysis & reporting structures
• Very good knowledge of data processing.
• Very good presentation and communication skills.
• Capacity to work with numbers and reports but also develop risk judgment with creative and flexible thinking.
• Energy, team spirit and ability to work under pressure and meet deadlines.
• Ability to continuously develop himself/herself, and to provide added value through bringing new ideas.
• Very good knowledge of English language in verbal and written.
• Advanced knowledge of MS Office programs (Excel, Word) and preferably other banking

Shënime

The interested candidates can send their CV until May 1st, 2025 to the link

https://tiranabank.zohorecruit.eu/jobs/Careers/36594000006115352/CRA-Reporting-Officer?source=CareerSite

Please note that only applicants, who fulfil the above-mentioned criteria, will be contacted.

Your personal data, which are sent voluntary as a response to this job vacancy announcement, are collected and processed, manually and/or electronically, by Tirana Bank SA, in order to evaluate your compatibility with this job vacancy, are accessed only by authorized persons of the Bank and will be stored until the finalization of the candidate selection process. The subjects of personal data can exercise their rights as provided by Law No. 9887, dated on 10/03/2008 “For the Personal Data Protection”, amended, at Tirana Bank SA, as well as at the Commissioner for the Right of Information and Protection of Personal Data.